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Bakeries Near Me That Accept EBT or SNAP

Bakeries Near Me That Accept EBT or SNAP

Who does not like cakes or muffins or bread? Bakery products are a different kind of delicacy that almost all age groups truly enjoy. However, many people do not find bakery products as affordable. But here’s the good news. If you are a SNAP participant, then you can use EBT Card to buy bakery products. Apart from bakeries, a lot of grocery stores also have bakery products on sale that can be bought using an EBT card, provided that the retailer is SNAP-approved.

If you wish to buy Bakery Items with an EBT Card, keep reading the below article to know which bakeries Near Me Accept EBT or SNAP. 

Is it Possible to Buy Bakery Items with an EBT Card?

YES. It is possible to buy Bakery Items with an EBT Card at stores like Aunt Millie’s Bakery Outlet, Great Harvest Bread Company, Aldi, Albertsons, Meijer, Fred Meyer, and so on. You can further get many discounts as well at most of these stores and bakeries that take EBT SNAP Cards. 

The Supplemental Nutrition Assistance Program (SNAP) allows low-income families and people to buy nutritious food items at a lower cost. This helps them get the required nutrition for proper growth and well-being.

As you might already know, one can buy grocery and food items like Vegetables, Fruits, Meat, Eggs, Dairy Products, and so on at approved SNAP retailers. But did you know that you can also buy bakery items like cookies, muffins, bread, cakes, etc., using EBT SNAP benefits?

A very basic rule of the SNAP program is that one can use its benefits via the EBT card for any food items that have nutritious value to them. Clearly, bakery products like cakes, cookies, muffins, etc., hold a good nutritious value. Most times, these items are prepared and stored for quite some time in the bakery. Thus, they become eligible for SNAP EBT benefits.

In fact, even energy drinks and protein powders are EBT Eligible, provided that they have a “Nutrition Facts” label on their packaging. So basically, any food/drink item that has nutritious value is eligible for EBT.

Now that you know that it is possible to buy Bakery products using EBT if you are searching for What Bakeries Accept EBT Cards, then given below is a detailed description and list of Grocery Stores with Bakeries That Take EBT Cards.

Bakeries Near Me That Accept EBT or SNAP

Bakeries Near Me That Accept EBT or SNAP

Now that you are aware that it is possible to buy bakery products using an EBT card, you might be wondering which Bakeries Accept EBT or SNAP. To help you out in finding the grocery stores and bakeries that take EBT, here we have mentioned all the stores that we know of. Make sure to go through them all. Most of these stores would have an outlet locator on their website, which can help you find the nearby bakery outlet that accepts EBT. 

Aunt Millie’s Bakery Outlet

One of the most well-known bakeries of all time is Aunt Millie’s Bakery Outlet. They have been serving great quality bakery products for over 120 years now. If you live in Indiana, Michigan, or Ohio, you can find it almost everywhere, and it is one of the most popular bakeries around.

You can get multiple options at their bakery outlets like – Bread, Buns and Deli, Rolls, Breakfast, Tortilla Partners, etc. You can find this bakery in any location in the network, and you can easily locate its outlets as well. According to your location, this is also a SNAP-approved retailer.

Great Harvest Bread Company – Bakery that Accepts EBT Card

This bakery is one of the most accessible in the United States, with over 200 locations. All you have to do is open the Bakery Cafe Locator on the official website of the Great Harvest Bread Company and find a bakery near you. This retailer is a bakery that accepts EBT SNAP card for payment. 

Their app also provides various offers and rewards, using which you can order free loaves, sandwiches, goodies, and more. They also have various gift cards that you can use to buy three wholesome lunches for someone.

Whole Foods – Bakery that takes EBT SNAP

Whole Foods is yet another widely spread bakery outlet that is accessible in 40 states and more to come. You can order their products online on Deliveroo or use the grocery delivery service of Amazon to order EBT-accepted products to your house.

It is possible to locate their outlets on their official website. Other services they provide are – grocery delivery, flower arrangements, meal prep, gift cards, Amazon returns, meal delivery kits that accept EBT, etc. They accept EBT, cash, debit card, personal check, and card for payment. 

Franz Bakery Outlets – Bakery that Accepts EBT or SNAP

Franz Bakery Outlets has a wide range of bread like Classic Breads, Gluten-free, Premium bread, buns, rolls, Bagels, English Muffins, sweets, and more. Their outlets are located in Alaska, California, Idaho, Montana, Oregon, Utah, and Washington.

A hot dog bun from Franz Bakery holds the Guinness World Record for being the longest hot dog. Their other bakery items are equally wonderful, so don’t forget to check them out. They take EBT, cash, debit card, and credit card for payment.

Meijer – Bakery that Accepts EBT

In Indiana, Kentucky, Wisconsin, Illinois, and Ohio, Meijer operates in over 250 supercenters that are owned by families. They also have 200 gas stations. They provide a variety of services in areas like grocery, electronics, toys, babies and toddlers, alcohol, household essentials, and so on.

They have many coupons available on their website that can help you get great discounts. Apart from this, they also give their customers to get the chance to earn rewards that they can use to get discounts on various products. Meijer accepts EBT, personal checks, cash, credit card, and debit card as payment methods.


It is known for its large selection of organic and healthy products. Wegmans has stores in Massachusetts, Maryland, New Jersey, New York, North Carolina, Pennsylvania, and Virginia. They accept EBT, cash, credit card, personal check, and debit card as payment methods. There are many offers at this location, such as over $40 cash back when you use a personal check cashing, debit card, and Coinstar.


With more than 4,700 supermarkets in all 50 states, Walmart is known for its competitive prices. Across the country, this is one of the grocery stores that sells donuts and accepts EBT.

Revenue-wise, Walmart is the world’s largest company. Some of the unique services they provide are cheap haircuts, cheap clothes that are on trend, wheel alignment, and much more.

The modes of payment they accept are EBT, cash, personal check, credit card, and debit card.


Almost 3,000 Kroger supermarkets and pharmacies serve over 34 states, and it is a cake bakery that accepts EBT cards. Kroger offers brands such as Baker’s, Ralphs, Fred Meyer, and more.

They have many offers all year long, like 33% Off Holiday Candy during this holiday season. They also have the week’s hottest coupons, where you can get multiple discounts.

Customers can either pick up their purchased items from their stores or get delivery and save online. They take EBT, cash, personal check, credit card, and debit card for payment.


In the United States and North America, Safeway is the third-largest supermarket chain. Safeway has more than 260 supermarkets in Hawaii and Northern California.

They have many coupons and deals going on that you can find on their website. You can also get $30 Off on your first DriveUp and Go order when you spend $75 or more.

In Alaska, Arizona, California, Colorado, Delaware, Nebraska, Hawaii, Wyoming, Idaho, Oregon, Montana, Nevada, New Mexico, Virginia, Washington, and South Dakota, you will find Safeway.

They accept these payment methods – EBT, cash, personal check, debit card, and credit card.

WinCo Foods

You can save money at WinCo by using EBT and taking advantage of special offers. There are over 105 WinCo Foods grocery stores in the western US where you can buy cake with your EBT card. They accept EBT, cash, personal check, credit card, and debit card as payment methods.

Food Giant

With over 100 supermarkets across eight states across the southeast and an EBT-accepting cake bakery, Food Giant is one of the most well-known grocery stores.

The payment methods accepted by Food Giant are – EBT, cash, personal check, credit card, and debit card. Some of the services they offer are stamps, UPS shipping, BISSELL carpet cleaning rental, checks to cash, sending faxes and money orders, etc.

There are over 100 locations of this chain in Missouri, Alabama, Kentucky, Mississippi, Arkansas, Georgia, Texas, and Tennessee.

Bimbo Bakery Outlets

Bimbo bread is the world’s largest baking company with brands like Thomas’, Brownberry, Ball Park, Oroweat, Bay’s English Muffins, Arnold, Sara Lee, Little Bites, Bimbo, and Nature’s Harvest. It is available in over 20 states with outlets that take EBT cards for payment.

You can easily locate their nearby store by using the outlet locator on their official website. They have a wide variety of bakery products like bread, bagels, buns, English muffins, and sweet baked goods brands. EBT, cash, credit card, and debit card are the accepted modes of payment at Bimbo Bakery.


When Vons was a neighborhood store, it helped local families meet their needs. Currently, you can find them both in California and Nevada. In Southern California, Vons has over 155 grocery stores that accept EBT.

Vons accepts EBT, cash, credit cards, personal checks, and debit cards for payment.  Some of the other services provided by Vons are – $25 cash back with personal checks, Stamps, selling MoneyGram and Western Union money orders at a low price, ATM, and so on.

Fred Myer

Although Fred Meyer has merged with Kroger, they still have some standalone stores in the states of California, Alaska, Washington, Idaho, and Oregon. They are known for offering the most cash back on debit card payments.

It is a well-known grocery store that takes EBT for bakery products. You can pay via cash, EBT, Debit Card, and Credit Card. Some additional services they provide are – flowers, stamps, fuel stations, dry ice, liquor, etc.

Fred Myer has many offers on its official website, like Digital Coupons and Weekly Ads. Currently, they have 33% off on holiday candy. One of the best offers they have is the ‘Save $1 Each When You Buy 5 or More.

All you have to do is mix and match 5 or more items that you wish to buy, and then you can save $1 each using your card. This offer is valid only till 13 December 2023. One can also save $15 on Your First Pickup or Delivery Order of $75 or above purchase.


ShopRite has over 500 locations worldwide and around 315 grocery stores in the U.S. You can browse the ShopRite bakery in any of these states – Connecticut, Delaware, Maryland, New Jersey, New York, or Pennsylvania. 

It is one of the few grocery stores in the northeast that accepts EBT. The payment methods accepted at ShopRite are – EBT, cash, debit card, personal check, and credit card. They provide many digital coupons that can be redeemed to get huge discounts.

Some of the services they provide are – $200 cash back with debit cards, money transfers, postage stamp sales, money orders, bus ticket sales, and much more.


Albertsons is one of the well-known grocery stores that accept EBT for bakery products as well. It has more than 2,200 stores in over 30 states. You can locate the nearby store using their official website.

Albertsons accepts EBT, cash, credit card, and debit card as payment methods. Their money services include – Stamps, making copies, fax services at low prices, Western Union money orders, checking if your store offers 24-hour check cashing, Coinstar, etc.

It now spans California, Colorado, Arizona, Arkansas, Louisiana, Montana, Nevada, New Mexico, North Dakota, Oregon, Texas, Utah, Washington, and Wyoming.

Piggly Wiggly

Piggly Wiggly operates in the Southern and Midwestern regions of the United States. It was the first self-service grocery store ever. More than 600 stores are independently owned and operated in 17 states.

They even offer senior citizens a 5% discount on Tuesdays and Wednesdays. Piggly Wiggly was among the first to offer loyalty cards and discounts to members. You can get multiple offers at this store.

They accept EBT, credit cards, personal checks, activated American Express gift cards, cash, and debit card as payment methods.

Pepperidge Farm Outlet Stores

Yet another well-known bakery that accepts EBT cards for payment is Pepperidge Farm. Since Pepperidge Farm is actually a real farm, the outlet stores provide fresh and natural flavors to its customers. There are six Pepperidge Farm outlet stores in the Midwest and on the east coast.

They sell various bakery items such as dinner rolls, cookies, hamburger buns, subs, Goldfish crackers, hot dog buns, slide buns, crackers, puff pastry, and desserts that accept EBT cards. You will also get a lot of coupons and promotions on their official website. You can pay at all of their outlets using EBT, Cash, Debit Card, or credit card.


The Winn-Dixie grocery chain has around 500 stores that bake custom cakes and accept EBT. The chain operates in Florida, Alabama, Louisiana, Georgia, and Mississippi.

They have multiple rewards, digital coupons, and much more, using which you can save money. Some accepted payment methods are EBT, cash, debit card, personal check, and credit card. You can easily locate a nearby Winn Dixie store by simply using the store locator on their website.

You can also get $100 back when you pay with a Visa debit card, sell American Express gift cards, buy floral arrangements and retail gift cards, purchase lottery tickets, receive Western Union money transfers, and receive discount event tickets.

Food Lion

Ye another grocery store that is present in over 1,000 locations across the US, particularly in the southern and mid-Atlantic states, is Food Lion. They are situated in Delaware, Georgia, Kentucky, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia.

This grocery store accepts EBT for bakery items’ payments. They have many offers all around the year from where you can get cashback of up to $5. The accepted modes of payment are – EBT, cash, debit card, personal check, and credit card.

Currently, they have a Buy 2 Get 1 Free offer from November 30 to December 2023. You can also use their ‘Shop and Earn’ Monthly Reward Offers, saving up to $20 on average. Further, you can also use their Digital Account to save more. 


With 260 grocery stores located in Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin, Hy-Vee is a grocery store bakery that takes EBT. They take Cash, EBT, Credit Cards, and Debit cards for payment.

You can use their store locator to find the nearby Hy-Vee outlet. They have multiple deals and offers on their official website. They also offer Weekly Ads and Coupons. You can also get the HyVee Plus Membership to gain additional discounts.

Further, their Hy-Vee Fuel Saver + Perks is a program free for any Hy-Vee shopper to join. Using this offer, you can get discounts on gas by buying certain products at HyVee.


Publix is the largest employee-owned grocery chain in the US that is very well known for its subs on fresh bread as well as bakery cookies. They have grocery stores and bakeries that accept EBT in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.

You can get various deals such as weekly savings, grocery tips, holiday offers, and more at their stores. You can also shop online to get further discounts. They take EBT, Credit cards, Debit cards, Cash, and personal check.


With over 2,000 grocery stores present across 36 states, this bakery accepting EBT SNAP Card is one of the most popular stores. This store always has some other offers, like Weekly Ads, Digital Coupons, and more.

It is one of the pioneers in providing discounts on grocery products. They take EBT, Cash, Debit cards, personal checks, and Credit cards for payment. Some additional services provided by Aldi are lotto, money orders selling, up to $200 cash back with an EBT card, and more.


Shaw’s is one of the Grocery Stores with Donut Shops That Accept EBT Near Me. This store has its chains at over 150 locations in Hampshire, Maine, Vermont, Massachusetts, and Rhode Island. One can pay via EBT, Cash, Debit Card, or Credit card at Shaw’s.

Tops Friendly Markets

Present in the states of New York, Vermont, Connecticut, Pennsylvania, Massachusetts, and New Hampshire at over 160 supermarket locations, Tops Friendly Markets is one of the most preferred grocery store bakeries that takes EBT.

They take EBT, cash, debit card, personal check, and credit card for payment. Apart from the grocery stores, they also offer other services, such as up to $500 with a $1 fee, Western Union money orders, and more.

Which Bakery items are EBT SNAP approved?

Which Bakery items are EBT SNAP approved?

Bakeries have a variety of items, and it is obvious to wonder exactly which of these would be eligible for EBT purchase. If you are looking for Foods Allowed To Buy With EBT Benefit, then here is a list of the items that we know are Bakery items eligible to buy with EBT.

  • Muffins
  • Cupcakes
  • Snack cakes
  • Cookies
  • Danishes
  • Cakes
  • Bread (buns, rolls, biscuits, loaves, bagels)
  • Cinnamon rolls
  • Pies
  • Donuts
  • Tortillas

Which Bakery items CANNOT be bought with EBT?

There are a lot of bakery items that you can buy with EBT, as mentioned above. However, many bakery products are not EBT-Eligible and thus cannot be bought with EBT.

As you might know, you cannot buy items like Alcohol, cigarette, tobacco, hot prepared food, etc., with EBT. A lot of bakeries also offer many freshly prepared food and meals which are not eligible under EBT.

How to Pay with EBT at a Bakery?

It is quite simple to pay using EBT at a bakery or grocery store. All you need to do is follow the below steps –

  1. Make sure you visit a SNAP-approved retailer.
  2. Buy the SNAP EBT-eligible items you want.
  3. At checkout, inform the customer service representative that you will be paying using EBT card.
  4. After you get the information about the return policy, use your EBT card by inserting, tapping, and swiping to make the payment. You will have to enter your PIN to complete the payment.

How to order bakery items online with EBT?

Online purchase is quite easy even with bakeries since all the bakeries that we have mentioned above have websites where you can purchase any items they offer. Ordering Bakery Items Online with EBT is also quite beneficial since many grocery stores and bakeries have multiple offers and deals going on, using which you can save more on your purchase.

After adding the items that you wish to purchase to the cart, you can proceed to checkout and choose EBT as the payment method. Then you will be required to enter the information about your card and its PIN so as to complete the online payment process.

Frequently Asked Questions

Given below are some of the most commonly asked questions about grocery store bakeries that accept EBT SNAP cards. If you are searching for what bakeries take EBT SNAP Card, then you might as well come across these questions. Make sure to go through them for more information.

Can you use EBT on Instacart?

Yes. In the majority of states, you can use EBT on Instacart. However, in the states like Alaska, Louisiana, and Montana, you might not be able to use EBT to buy items on Instacart.

Can you buy Publix cookies on EBT?

YES. Publix is one of the grocery stores that have bakery items and sells them by accepting EBT as a payment method. Publix is a well-known SNAP retailer that provides a variety of SNAP-eligible items at a low price for SNAP participants. So, you can buy Publix cookies on EBT.

What Do I need to do while using an EBT card?

Before you use your EBT card, make sure to follow a few things first. First of all, you need to know the exact balance that is available on your EBT Card. You would not want to know go to the checkout section and not be able to make the payment due to insufficient balance.

You can check the balance of your EBT Card by having a look at your recent grocery store receipt. You can also check for it online through your SNAP account. There is also an EBT customer service number that you can call to get information about your EBT account balance.

Next, go to the checkout section, and inform the customer support person that you wish to buy the items you have picked up using your EBT card. They will guide you on what needs to be done next to make an EBT card purchase.

Make sure to know about the return policy of the products you are buying. The return policy could be the same or different for EBT-eligible and other items. Once you are aware of all this information, you can use your EBT Card to make the payment.

Can I Use my healthy food card at ALDI?

YES. You can use your healthy food card or SNAP EBT Card at Aldi to buy groceries, food, and bakery items. Similar to your debit or credit card, you can use the EBT card at Aldi to buy items like vegetables, fruits, meat, eggs, energy drinks, protein powders, bakery items, etc.

Final Thoughts

We hope that the above article was helpful for you in finding Bakeries Near Me That Accept EBT or SNAP. As you might have understood by now, there are a number of grocery stores and bakeries that accept EBT SNAP payments.

Those who are a participant in the SNAP program and have the SNAP EBT Card can use it to buy many bakery items from grocery stores as well as bakeries that accept EBT card payments.

Although EBT SNAP benefits are known mostly for buying food and grocery items, it does not mean that you cannot buy bakery items with EBT.

In fact, you can also buy Fast Food Restaurants that accept EBT.

Generally, it is possible to buy bakery products like muffins, bread, cakes, cookies, and more. However, before you visit any grocery store or bakery, make sure to check that the retailer accepts EBT cards as a payment method. It is always better to know it beforehand.

Leigh Buttrey

Leigh Buttrey

Leigh Buttrey is the SEO Editor on our team. She’s responsible for making sure our articles are optimized for search engines so that they can reach the widest audience possible.

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