The Cash App, by Block, is a handy, mobile payment service that allows you to transfer money from anywhere and anytime through a convenient application. Currently, the Cash App is only available to iOS and Android users in the United States and the United Kingdom. In September 2021, the company confirmed 70 million annual active users and a gross profit of US$1.8 billion.[1]
The Cash App provides a multitude of services, including banking, peer-to-peer money transfer, investment, and cryptocurrency trading. However, You must first link your bank account or credit card to your Cash App account to use its services.
Unfortunately, you can not directly link your EBT card to the Cash App. But, you can definitely transfer your EBT cash to your Cash App account. Keep on reading to find out more.
How to Transfer Money From An EBT Card to Cash App?
To transfer money from your EBT card to your Cash App, you must first withdraw money from your EBT card at a nearby Quest ATM or a retail store that allows EBT cash withdrawals. Then, visit a store that does Cash App deposits and give the cashier the amount you want to add to your Cash Card. Alternatively, you can use the cash you withdrew to buy a gift card (Visa or MasterCard) from a local retailer. And add the gift card to your Cash App to make purchases.
However, the procedure is slightly different if you receive your EBT cash by Direct Deposit. Direct deposit is the electronic deposit of your EBT cash benefits directly into your bank account in place of an EBT card. To transfer money from your EBT direct deposit account to your Cash App, you can simply add the bank account to your Cash App.
How to Add a Bank Account to Cash App?
To add a bank account to your Cash App, follow these steps:
- Open the Cash App on your mobile device.
- Tap the building icon in the lower-left corner to view the My Cash tab.
- Click the Add Bank option on the screen, located below the Bitcoin option.
- To add a debit card, enter your card details in the pop-up window. Then, press the Add Card button. Following that, your bank should be linked to the cash app.
- If you do not have a debit card, tap on the No Card? button to add your bank account.
- Next, choose your bank from the list of options. Enter your online banking username and password, and follow the on-screen prompts to link your bank account.
Note: You can also add open-loop gift cards, such as Visa or Mastercard prepaid debit cards, to the Cash App through the above process. You can use these gift cards to add money to your Cash App balance, but you cannot deposit money in them.
How to Load Money to The Cash App Card At A Retail Store?
Cash App has thousands of partner stores throughout the United States that enable you to easily load money onto your Cash Card. All you need to do is visit a participating store and ask the cashier for a cash deposit. Once the cashier scans your unique barcode, you can load up to $500 to the app balance, and the money will be readily available on your Cash Card.
Popular retailers that allow paper money deposits to the Cash App include:
Use the following guide to add money to the Cash Card at one of the listed store locations:
Step 1: Search for a nearby retail store that supports paper money deposits.
Click on the bank/building icon in the bottom-left corner of the Cash App and choose the Paper Money option to locate a store where you can load money to your Cash Card. Give Cash App permission to access your location when asked so that you can use the map feature to locate a participating retailer. Once you have the location services turned on for your mobile device, you can search for an address or locate the store closest to you.
Step 2: Choose the store where you want to load your Cash Card.
To get the address to a store you want to visit, tap on it on the map. You will also find more options, for instance, those to get directions and display a barcode. To begin navigating, tap Directions on the location’s information window. You can select the Copy Address option if you want to navigate to the address using Google Maps or Apple Maps.
Step 3: Ask the store cashier for a paper money deposit to your Cash Card.
When you arrive at the store, inform the cashier that you want to deposit money into the Cash App by scanning your barcode. You do not need to swipe your card for the deposit; you just need to provide your barcode. Generally, you can walk right up to the cash counter at average retail stores. However, in the case of big supermarket stores like Walmart and HEB, you must go to the customer service desk at the store entrance. Some stores may request your ID for verification before allowing you to make a deposit, so have it at hand.
Step 4: Show your unique barcode to the cashier to scan.
In the Cash App, go to Banking > Paper Money, tap the store on the map, and then choose the Show Barcode option. Next, the cashier will scan this code so you can deposit the money into your Cash App balance.
If the cashier is unable to assist you, click the question mark(?) or Need help? link below the barcode to find instructions to complete the deposit.
Step 5: Pay the cashier.
Finally, you must pay the deposit amount to the cashier. There is a $5 minimum deposit requirement and a $500 maximum per deposit. Also, each paper money deposit carries a $1 fee.
Each barcode allows for a single transaction. If you want to deposit more than $500, you will need to complete the first transaction. Then, generate a new barcode by repeating the previous step and making a second deposit.
Step 6: Finish the transaction.
Click Done to complete the transaction. It generally takes just a moment for the deposited money to show up in your Cash App balance, although it can occasionally take a few minutes. The money will be available on your Cash Card as soon as it appears in your app balance.
In case of any issues or queries, click here to contact the Cash App Support.
Read more: Why didn’t my ebt card refill
Is There A Transaction Limit for Cash Cards?
The Cash Card transaction limit is $7,000 per transaction. In addition, the transaction limit extends to:
- $7,000 per day
- $10,000 per week
- $15,000 per month
The reset times for the above limits are:
- Daily limit: 6 pm CST
- Weekly limit: 6 pm CST every Saturday
- Monthly limit: 6 pm CST on the last day of the month
These limits apply to all Cash Card transactions, in-store or online, as well as ATM withdrawals. Please keep in mind that any attempted transaction, whether successful or not, will count within these limits.
ATM Withdrawal Limit
You can use your Cash Card to receive cashback at stores and make ATM withdrawals within the following limits:
- $1,000 per ATM transaction
- $1,000 per day
- $1,000 per week
When paying with a Cash Card, choose debit and enter your PIN to receive cash back. Your cashback transactions count towards the ATM limits.
Some Frequently Asked Questions
Do I need to pay an ATM fee/surcharge on Cash Cards?
Yes, you will need to pay a surcharge for using a Cash Card at an ATM. Cash Cards are accepted at any ATM for a fee of $2.50 levied by the Cash App. Moreover, most ATMs will charge you an extra fee if you use a card from a different bank.
Once you have received $300 or more in direct deposits, Cash App will refund the fees you paid for three ATM withdrawals per 31 days and up to $7 in fees per withdrawal. Any additional withdrawals will incur a $2.50 fee.
How can I report a lost or stolen Cash Card?
To report a lost or stolen Cash Card, follow these steps:
- Go to the Cash App and select the Cash Card tab
- Click on these options: Cash Card Support > Report your Cash Card
- Select Card Stolen/Compromised or Card Missing option
- Provide the necessary information to order a new Cash Card
How can I add my Cash Card to Apple Pay/ Google Pay?
Follow the steps below to add your Cash Card to Apple Pay:
- Go to the Cash App and click on the Cash Card tab.
- Choose your Cash Card by tapping on its image.
- Select the Add to Apple Pay or Add to Google Pay option from the menu.
- To complete the process, follow the on-screen prompts by providing the required information.
In conclusion, the Cash App is an incredibly useful mobile payment service that provides features such as banking, peer–to–peer money transfer, investment, and cryptocurrency trading. Unfortunately, you cannot directly link your EBT card to the Cash App.
However, you can transfer your EBT cash to your Cash App account using a Quest ATM or a retail store that allows EBT cash withdrawals. Additionally, you can add a bank account or a gift card (Visa or MasterCard) to your Cash App. Lastly, you can load money onto your Cash Card at a retail store or an ATM.
